Second opinion
An external view,
in confidence.
An independent review of your existing portfolio and wealth structure. No obligation to change bank, manager or adviser: an impartial assessment, conducted in confidence and documented in writing.
Why
Before deciding on any change, you need to know where you really stand.
From someone with nothing to sell you.
The areas
I review
A documented examination of your wealth as it stands today: six readings that together give an honest picture, in plain language.
True costs
Visible and hidden fees: what you actually pay each year, in euros, and how much of that cost buys a real service.
Risks and concentrations
Exposures, overlaps and vulnerabilities: how the portfolio would behave across different scenarios, not just the favourable one.
Conflicts of interest
Do the products in your portfolio serve you, or those who placed them? An instrument-by-instrument check of who earns from each position.
Tax efficiency
Instruments and structure read through a tax lens as well: loss offsets, regimes and the timing of choices, so no return is given away.
Fit with your goals
Does the portfolio reflect your objectives, your horizon and your family — or is it the sum of the products proposed over time?
Overall structure
Finance, real estate and protection read together: is your wealth one coherent design, or does each piece live on its own?
How it works
Request
A confidential contact and a first conversation to understand whether a second opinion can help you.
Documents
Gathering statements and reports: the documents you already hold are enough.
Analysis
An independent examination of costs, risks and efficiency. Fee-based, free of conflicts of interest.
Findings
A written report and a meeting to discuss it. What to do with it is entirely your decision.
The guarantee
The analysis is fee-based, agreed in advance. The written report is yours to keep: what to do with it, and with whom, is for you alone to decide.
Request a
second opinion.
A confidential contact, with no obligation: we will assess together whether it can help you.
Get in touch